Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying


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Listing # CA0180755  |  $15.00 Monthly / Square Feet

Commercial  |  For Lease

117 Lakeway Boulevard, 3 , Sylvan Lake, AB, Canada

This bay is located in a prime location across from a large apartment complex and quick access to ... Get More Info


Listing # A1005507  |  $24,900.00

House  |  For Sale

5433 76 Street, 282 , Red Deer, AB, Canada

Corner lot. This mobile home is in excellent condition and offers 3 bedrooms. Many upgrades have ... Get More Info


Listing # CA0191107  |  $119,900.00

Condo  |  For Sale

25074 South Pine Lake Road, 3002 , Rural Red Deer County, AB, Canada

CHEAPER THEN BUYING A LOT !This Modular home was manufactured in Edmonton for our weather year round... Get More Info


Listing # CA0180464  |  $149,900.00

Condo  |  For Sale

8 Herder Drive, 117 , Sylvan Lake, AB, Canada

RENT TO OWN option on this FANTASTIC LOCATION! Close to schools, shopping and a totally enjoyable ... Get More Info


Listing # CA0185765  |  $149,900.00

Commercial  |  For Sale

5020 50 Street, Sylvan Lake, AB, Canada

BALLOONS GALORE is a great year round business. A fun money maker that's running nicely in the ... Get More Info


Listing # A1005477  |  $172,500.00

Condo  |  For Sale

4902 37 Street, 207 , Red Deer, AB, Canada

Newly renovated 2nd floor unit. Can be used as an office or residence. Checkmate residents ... Get More Info


Listing # CA0189027  |  $187,900.00

House  |  For Sale

43 Nichols Crescent, Red Deer, AB, Canada

Excellent starter home in a quiet neighborhood with 5 bedrooms, Perfect place for your family to ... Get More Info


Listing # A1007455  |  $189,900.00

House  |  For Sale

4109 53 Avenue, Innisfail, AB, Canada

This half duplex offers 2 bedrooms up and 1 bathroom complete with a large soaker tub. Bright and ... Get More Info


Listing # A1007710  |  $300,000.00

Commercial  |  For Sale

4818 50 Avenue, Daysland, AB, Canada

Serving the Flagstaff County. Everybody loves Chinese and Western Cuisine. Licensed for 80 ... Get More Info


Listing # CA0153109  |  $309,900.00

Condo  |  For Sale

148 Vanier Drive, 106 , Red Deer, AB, Canada

BRAND NEW in VANIER WOODS!!! Be the first to own This spacious, high quality built 1245 sq ft ... Get More Info


Listing # CA0194174  |  $319,900.00

House  |  For Sale

32 Van Slyke Way, Red Deer, AB, Canada

NO CONDO FEES! Location is great with green space pathway behind plus park and bus stop across the ... Get More Info


Listing # CA0191878  |  $339,900.00

House  |  For Sale

11 Cameron Close, Sylvan Lake, AB, Canada

Beautiful half duplex backing on to the walking trails. This home shows new built in 2016. The ... Get More Info


Listing # CA0192893  |  $347,000.00

House  |  For Sale

80 REICHLEY Street, Red Deer, AB, Canada

Move your family to this great home nestled in the desirable, family-centric community of Rosedale ... Get More Info


Listing ID: 12732307  |  $359,000.00

House  |  For Sale

4211 45 AVE, SYLVAN LAKE, AB, Canada

No lack of parking on this large corner lot. Completely finished up and down with many built in drawers and cabinets ... Get More Info


Listing # A1008346  |  $479,900.00

Condo  |  For Sale

8 Harbour Town Crescent, Sylvan Lake, AB, Canada

LAKE FRONT in GATED COMMUNITY. Newly and tastefully renovated with ALL FURNISHINGS, equipment and ... Get More Info


Listing ID: 10722694  |  $689,900.00 $3,933.00 Monthly

Commercial  |  For Both Sale and Lease

5003 LAKESHORE DR, 130 , SYLVAN LAKE, AB, Canada
Across the street from the main beach

03_ Red_Deer_County -  AB_South -  Largest (2484 SF) Good Earth franchise in Western Canada! Opened 18 months prior to listing it for sale. Operating in ... Get More Info


Listing # A1004787  |  $899,000.00

Condo  |  For Sale

8 Herder Drive, 106-111 , Sylvan Lake, AB, Canada

This 6 unit building is all separately titled condo units being sold as a group by the original ... Get More Info


Listing ID: 10759197  |  $1,000,000.00

Vacant Land  |  For Sale

40127 RR25 , SYLVAN LAKE, AB, Canada

Full Quarter section (160 acres) North of Sylvan Lake with gently sloped towards the south with view of the lake. Half ... Get More Info


Listing # CA0191623  |  $2,500,000.00

Commercial  |  For Sale

5000 Lakeshore Drive, Sylvan Lake, AB, Canada

BEST LAKEVIEW EVER!! Undisputed best covered deck(s) overlooking the lake as well. WING'N IT ... Get More Info


Listing # CA0170987  |  $8,200,000.00

Commercial  |  For Sale

5027 Lakeshore Drive, Sylvan Lake, AB, Canada

If you believe like we do that the central Alberta economy is turning around then it's time to buy .... Get More Info


Listing ID: 8404098  |  $9,900,000.00

Commercial  |  For Sale

5027 LAKESHORE DR, SYLVAN LAKE, AB, Canada

03_ Red_Deer_County -  AB_South -  Best Western Plus - The Chateau Inn is a 2014 72 room, four storey, concrete floor hotel located in the centre of town ... Get More Info

Step 1: Figure out how much you can afford.


Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
 
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.


Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit mls.ca. Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.