Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying

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Listing # A1164253  |  $12.00 Monthly / Square Feet

Commercial  |  For Lease

5100 Lakeshore Drive, W1 , Sylvan Lake, AB, Canada

Top location with off street parking. 1640 Sq Ft Suitable for office or retail space. Lots of ... Get More Info

Listing # A1124382  |  $15.00 Monthly / Square Feet

Commercial  |  For Lease

117 Lakeway Boulevard, 3 , Sylvan Lake, AB, Canada

This double bay 3156 Sq Ft is located in a prime location across from a large apartment complex and ... Get More Info

Listing # A1153622  |  $1,814.00 Monthly / Square Feet

Commercial  |  For Lease

5004 46 Street, 6 , Sylvan Lake, AB, Canada

1007 sq ft in busy Varsity Mall. Visible access from 50 Ave and 46 street makes this a top location ... Get More Info

Listing # A1199756  |  $164,900

Condo  |  For Sale

31 Jamieson Avenue, 1025 , Red Deer, AB, Canada

Move in ready! Bright, open upper floor unit allowing for lots of natural light! Vaulted ceilings ... Get More Info

Listing # A1153610  |  $179,000

Condo  |  For Sale

4902 37 Street, 1409 , Red Deer, AB, Canada

WHAT A VIEW and on a clear day you can see the ROCKIES from your covered deck! CHECKMATE COURT ... Get More Info

Listing # A1234734  |  $245,000

Condo  |  For Sale

3618 51 Ave , C , Red Deer, AB, Canada

LOCATION LOCATION END UNIT, 3 BED 2 BATH townhouse just steps from the HOSPITAL. Move in ready! ... Get More Info

Listing # A1154605  |  $269,000

House  |  For Sale

4434 35 Avenue, Red Deer, AB, Canada

INVESTORS ONLY. Now rented out for $1525 UNTIL DEC 31/22 and this lease is not breakable by new or ... Get More Info

Listing # A1229732  |  $299,900

House  |  For Sale

12 Parkland Crescent, Parkland Beach, AB, Canada

Cozy cabin by the lake. Walking distance to the beach, this home is situated on .46 of an acre. ... Get More Info

Listing # A1193717  |  $409,900

House  |  For Sale

120 Wilkinson Circle, Sylvan Lake, AB, Canada

Welcome Home!! This 5 bedroom, 3 bath bi-level is the perfect family home. Located in great ... Get More Info

Listing # A1209870  |  $457,900

House  |  For Sale

174 Webster Drive, Red Deer, AB, Canada

Upgraded BUNGALOW in Westlake estates! Fully finished with over 2000 sq ft to call home. The open ... Get More Info

Listing # A1224311  |  $489,900

House  |  For Sale

81 Lindman Avenue, Red Deer, AB, Canada

FRESHLY PAINTED and NEW QUARTZ COUNTER TOPS installed. This one owner 2 Storey is in a great ... Get More Info

Listing # A1212840  |  $625,000

House  |  For Sale

19 Parkland Crescent, Parkland Beach, AB, Canada

Massive 14 ROOM 2 STOREY home with over 3800 sq ft of living space situated on a .46 ACRE LOT in ... Get More Info

Listing # A1225884  |  $639,900

House  |  For Sale

248-28342 Twp Rd 384 , Rural Red Deer County, AB, Canada

Don't miss out on this unique German built Haus on 1.63 Acres. Not your average cookie cutter at all... Get More Info

Listing # A1220591  |  $674,900

House  |  For Sale

91 Fieldstone Way, Sylvan Lake, AB, Canada

CUSTOM BUILT 2 Storey with over 3000 sq ft finished living area on all levels. There are loads of ... Get More Info

Step 1: Figure out how much you can afford.

Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.

Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

Trademarks owned or controlled by The Canadian Real Estate Association. Used under licence.