Listings - From ALL sources that I can show you.

First-time buyers plan

Navigating the world of Canadian home buying

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Listing # A1031855  |  $15.00 Monthly / Square Feet

Commercial  |  For Lease

4609 50 Avenue, 5 , Sylvan Lake, AB, Canada

Great parking and exposure next to Panago Pizza and DQ. Large open area. Other rooms in back include... Get More Info

Listing # A1051635  |  $1,184.00 Monthly / Square Feet

Commercial  |  For Lease

5004 46 Street, 9 , Sylvan Lake, AB, Canada

1015 sq ft right in the corner spot in busy Varsity Mall. Visible access from 50 Ave and 46 street ... Get More Info

Listing # A1044714  |  $3,315.00 Monthly / Square Feet

Commercial  |  For Lease

17 Sylvaire Close, 3,4 , Sylvan Lake, AB, Canada

BRIGHT industrial unit warehouse space with large yards located near Highway 11A. The developed area... Get More Info

Listing # A1055329  |  $7,400.00 Monthly / Square Feet

Commercial  |  For Lease

5003 Lakeshore Drive, 170 , Sylvan Lake, AB, Canada

EASY way to get into business. Lease this space and the equipment to run your own MICRO BEER ... Get More Info

Listing # CA0180464  |  $149,900.00

Condo  |  For Sale

8 Herder Drive, 117 , Sylvan Lake, AB, Canada

RENT TO OWN option on this FANTASTIC LOCATION! Close to schools, shopping and a totally enjoyable ... Get More Info

Listing # A1044271  |  $149,900.00

Commercial  |  For Sale

7875 48 Avenue, 24 , Red Deer, AB, Canada

SUPER CLEAN AND BRIGHT. 12' High x 10' wide Sunshine door really brightens it up. Good customer ... Get More Info

Listing # A1055385  |  $150,000.00

Condo  |  For Sale

4902 37 Street, 1101 , Red Deer, AB, Canada

11th floor unit facing East with a GREAT VIEW of the Park and Water Tower from the covered deck. ... Get More Info

Listing # A1045643  |  $170,000.00

Condo  |  For Sale

4902 37 Street, 709 , Red Deer, AB, Canada

Newly renovated 7th floor unit with a great view from extra large deck. Checkmate residents ... Get More Info

Listing # A1066552  |  $229,000.00

House  |  For Sale

5033 54 Avenue, Rimbey, AB, Canada

If your lifestyle wish list includes living in a quiet neighbourhood with great neighbours and easy ... Get More Info

Listing # A1053286  |  $299,000.00

Commercial  |  For Sale

4 Cuendet Industrial Way, 105 , Sylvan Lake, AB, Canada

LOCATION is a HOT one on Hwy 20 with access road frontage give great visibility and exposure to your... Get More Info

Listing # A1007710  |  $299,900.00

Commercial  |  For Sale

4818 50 Avenue, Daysland, AB, Canada

INCLUDES LAND. BUILDING and BUSINESS. Serving the Flagstaff County. Everybody loves Chinese and ... Get More Info

Listing # A1066109  |  $348,800.00

House  |  For Sale

44077 Township Road 384 , Rural Clearwater County, AB, Canada

FUN is what this well thought out property is about. LOG CABIN Guest house, Miss Kitty's SALOON ... Get More Info

Listing # A1066539  |  $462,000.00

Condo  |  For Sale

8 Harbour Town Crescent, Sylvan Lake, AB, Canada

LAKE FRONT in GATED COMMUNITY. Newly and tastefully renovated with ALL FURNISHINGS , equipment and... Get More Info

Listing # A1073279  |  $739,900.00

House  |  For Sale

10 38407 RANGE ROAD 21 , Rural Red Deer County, AB, Canada

Great location close to Sylvan Lake and HWY 11. Big 32'x52' Extra detached GARAGE/SHOP plus the ... Get More Info

Listing # A1004787  |  $899,000.00

Commercial  |  For Sale

8 Herder Drive, 106-111 , Sylvan Lake, AB, Canada

This 6 unit building is all separately titled condo units being sold as a group by the original ... Get More Info

Listing # CA0170987  |  $8,900,000.00

Commercial  |  For Sale

5027 Lakeshore Drive, Sylvan Lake, AB, Canada

If you believe like we do that the central Alberta economy is turning around then it's time to buy .... Get More Info

Step 1: Figure out how much you can afford.

Falling in love with a house you can’t afford can be heartbreaking. Avoid disappointment by figuring out your budget before you start looking.
  • First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $20K per person (or up to $40K per couple) from your RRSPs – tax-free – to be repaid over 15 years. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
  • Don’t forget about closing costs, like insurance, legal fees, home inspection costs, land registration and land transfer fees. Add those to your moving expenses and service hookup fees, and they can add up surprisingly fast.
  • Your monthly housing expenses (mortgage, taxes, heat, etc.) shouldn’t use up more than 32% of your income. (If your combined monthly income is $5000, for example, 32% of that is $1600.) If you have car payments or credit card debt, the rule of thumb is that total debt repayment shouldn’t be more than 40% of your income.
  • Get pre-approved for your mortgage. It’s a good way of finding out how much you can borrow – and it speeds up the process once you’ve found the home you want to buy. Call 403-887-6663 for FREE preapproval services.

Step 2: Figure out what type of home is right for you.

Sit down and make a list of must-haves and nice-to-haves. Be realistic, but be clear about the features you can’t live without. How many bedrooms do you need? Bathrooms? Do you want a home office? A garage? How about a big backyard? Hardwood floors? Eat-in kitchen? Consider your lifestyle and your stage of life. If you’re planning kids in a year or two, the studio loft might not be your best bet.

Step 3: Decide where you want to live.

Living in an area you like is as important as buying a home you love. Do you want to be close to work or is it more important that your family be close to schools and recreational sites?  Do you want the freedom that condo living gives or do you enjory looking after your own property?

Step 4: Start looking.

Go to open houses. Visit Check the classifieds. Drive around neighbourhoods you like looking for For Sale signs. Talk to your REALTOR® about your needs and start looking at properties.

Step 5: Build a team.

Put together the right group of experts to help you buy. Start with a REALTOR® you trust, then look for a reputable lender or mortgage broker, a lawyer (or a notary in Quebec), a home inspector and an insurance broker. Your Team Rush REALTOR® works closely with all of these professionals, and will be happy to recommend people you can depend on.

Step 6: Make an offer.

You’ve found the perfect place – now it’s time to make an offer. An offer to purchase includes the purchase price you’re offering, chattels to be included in the purchase (like appliances or light fixtures), the amount of the deposit, the closing date and any other conditions.

Your REALTOR® will help you prepare your offer, and will present it to the vendor, who will either accept it or make a counter offer (which asks for a higher price or different terms). You can accept or reject the counter offer. If everyone agrees, the home is yours. If not, you can make another offer, or you may have to keep looking.

Step 7: Get a mortgage.

Once you’re approved, you’ll need to decide what type of mortgage works best for your needs. Will you go with a fixed or variable interest rate? Will your mortgage be closed or open? What will your amortization period be? Will you make payments monthly, biweekly or weekly? Your mortgage broker or lender can help you find a mortgage that suits your needs – and saves you the most money in the long term.

Step 8: Move in and enjoy!

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